Delta Dental of Kentucky provides comprehensive dental coverage for adults and children, whether they are looking for an individual, family or employer plan. With this plan, preventive care is 100% covered and patients can save up to 65% on general, specialized and cosmetic dental care. Dental insurance may be offered as an employment benefit or purchased from a dental insurance company. The deductible is the amount you pay for dental care services before the insurance company starts paying for them.
Coinsurance is the percentage of costs that you and the insurance company share for dental care after you exceed your deductible. Delta Dental of Arizona Patient Direct members are only entitled to a discount on dental services when they visit an Arizona Patient Direct dentist. Patient Direct offers discounts on common dental services, such as fillings and crowns, as well as orthodontics and cosmetic dental procedures, such as teeth whitening. Flexibility to go to a wider range of dental providers, including UK dentistry, is also available.
This includes two exams and cleanings per year, plus coverage for dentures and orthodontics (up to age). It also includes coverage for other dental services, such as fillings, periodontics and others. Whether dental insurance is worth it depends on how much you want to spend on a dental plan and how much coverage you want. Dental insurance provides coverage to help you protect yourself financially from the high costs of dental care.
The convenience of seeing a UK dentist includes two exams and cleanings a year, plus coverage for other dental services, such as restorative fillings and emergency treatment.